BUSINESS LOAN
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What is a business loan?


Business loans are unsecured financial assistance provided by Indian banks and NBFC. Their main goal is to meet the urgent needs of a growing business. Many financial institutions offer term loans as flexible loans to meet the needs of business companies. This will help you cover all the regular or non-recurring expenses of your business.

Features of Business Loan


LoanMoney is a one-stop solution for all your housing loan requirements. Whether you're looking to purchase or build your first home or just want to refurnish your current home with interest rates starting as low as 8.00% LoanMoney provides Business Loans of up to Rs. 10 crores with flexible tenure of up to 30 years. You can transfer your existing Business Loan easily with the Transfer facility, and avail a top-up loan facility of up to Rs. 50lakh to secuer finanace for other requirements.

  • Business Loans
  • Fixed Interest Rate
  • Flexible Repayment Tenure
  • Maximum Loan Amount
  • Minimum Documentation
  • Fast Processing

Types of Business Loan

Fund based Loan


Borrowers can withdraw money at any time within the authorized amount.

Term Loan: A short-term loan to purchase or create income-generating assets.

Project finance: A long-term loan for the construction or acquisition of large-scale assets such as infrastructure, real estate projects, facilities and large-scale machinery.

Balloon Interest: Interest is paid over the term of the loan and principal is paid at the end.

Working capital: This money is available to meet current short-term obligations.

Secured real estate loans: A request for real estate used as collateral with a lender.

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Rent reduction: A tool to receive interest from banks in exchange for a mortgage.

Loans, Mutual Funds, or Bonds: These are loans where you pledge your stock, loan, or life to a bank as collateral for the loan amount.

Painful Loans: These are loans that do not require collateral or collateral and come with minimal paperwork.

Non Fund based Loan


Funda are not withdrawn, only a guarantee by the bank to release funds in case of default by the borrower.

Letter of Credit: Letter of Credit or Letter of Credit is a letter from the bank selling the seller to receive the payment from the buyer on time and for the correct amount. In fact, the letter of credit is a financial contract between the bank, the bank customer and the beneficiary. Letters of credit, usually issued by the importer, guarantee payment to the recipient once the terms of the letter of credit have been met.

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Bond Loan: A bond is a form of financial guarantee provided by a credit institution. A bank loan means that the guarantors of the loan fulfill the obligations of the loan. That is, if someone defaults on the loan, the bank will cover it.Bond Loan: A bond is a form of financial guarantee provided by a credit institution. A bank loan means that the guarantors of the loan fulfill the obligations of the loan. That is, if someone defaults on the loan, the bank will cover it. Bond Loan: A bond is a form of financial guarantee provided by a credit institution. A bank loan means that the guarantors of the loan fulfill the obligations of the loan. That is, if someone defaults on the loan, the bank will cover it.

What are the reasons to need Loan for business?


Buy Stock: Refers to all items, merchandise, merchandise and materials that are sold in the marketplace for a profit. Businesses need loans to buy inventory to expand their business. When a customer first pays for a replacement item, it moves from the Income category of the income statement to the Expense category.

Cash flow: Cash flow is a measure of the money coming in and out of a business at any given time. With a positive cash flow, more money is coming into your business than going out. The reverse is true when money is negative.

Equipment replacement: Business equipment loans and other types of equipment are available to purchase new equipment for your business. Usually, the machine is secured by a loan. If you can't repay the loan, it becomes your collateral. These loans are useful for business owners who need long-term equipment, but are unable to purchase it immediately.

Grow your business: To grow your business, you need a loan. Business expansion loans are small business loans that provide entrepreneurs with the capital they need to invest in their business, often through physical expansion.

Growth Financing brings you capital, you must know your desires. Before seeking financing, make sure you have the infrastructure to support expansion and use cash flow programs to determine if you can invest in growing your business.

Small business loans provide financing to meet a variety of needs, from unexpected expenses to buying new equipment or financing large expansion projects.

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